Building Your Parent's Financial and Legal Binder

When a crisis arrives, families lose hours and sometimes days trying to find documents, account numbers, and contacts. A complete binder, assembled while your parent is well enough to participate, removes that scramble. This hands-on course walks you through building it. By the end of this course you will have an assembled binder containing core legal documents, an account inventory, a debt and obligation inventory, insurance summaries, a list of professionals and key contacts, and a written instruction sheet for the family. What you will learn: - How to inventory accounts including checking, savings, retirement, investment, and cash-value insurance - How to inventory debts including mortgage, credit cards, medical, and family loans - How to gather and confirm insurance policies including health, Medicare supplement, long-term care, life, and home - How to gather and verify estate documents, beneficiary designations, and titling on property and vehicles - How to build a contacts list including attorney, financial advisor, accountant, primary care, key family - How to write a one-page "if something happens" instruction sheet for siblings - How to store the binder securely and share access appropriately The course is structured as a workbook with a checklist for each section. You move section by section, completing one part at a time, until the binder is whole. This course is written for adult children whose parent is willing to share information, ideally before a crisis forces it. By the end you will have replaced a scattered set of accounts and documents with a single tracked binder, and a future crisis will encounter prepared documentation rather than panic.