Expliquer la valeur de l'épargne à mes enfants n'a jamais été aussi simple grâce aux petits exercices concrets. La partie sur l'argent dématérialisé et les paiements par carte était particulièrement utile. J'aurais aimé plus d'idées pour les ados, mais dans l'ensemble c'est très bien fait.
Teaching Financial Habits to Kids (Ages 6-14)
Learn practical strategies to help your children develop responsible money habits, understand the value of saving, and navigate modern digital finances.
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In English
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About this course
Course contents
6 modules · 28 lessons · 3h 6m
1
Foundations of Financial Parenting
Set the stage for teaching money management based on child development.
- Why Financial Literacy Starts at Home
Financial habits are formed early, and parents are the primary influencers.6 min - The 6-14 Roadmap: What to Teach When
Tailor your teaching approach to the cognitive stages of children aged 6 to 14.7 min - Defining Your Family Money Values
Identify which financial principles (e.g., frugality, generosity) you want to pass down.6 min - Breaking the Money Taboo
How to overcome the discomfort of discussing finances with your children.6 min
2
The Four Pillars of Money
Introduce the fundamental concepts of earning, spending, saving, and giving.
- Earning: The Connection Between Effort and Reward
Teach kids that money is a finite resource earned through value creation.7 min - Spending: Making Conscious Choices
Every purchase is a trade-off; focus on intentionality in spending.6 min - Saving: The Power of Delayed Gratification
Explain why waiting for a bigger reward is better than instant satisfaction.7 min - Giving: Cultivating Empathy Through Charity
Incorporate charitable giving as a standard part of money management.6 min - The Four Jars Method
Use physical jars to visualize the allocation of money into the four pillars.7 min
3
The Allowance System
Design and implement a functional allowance strategy.
- To Link Chores to Allowance or Not?
Evaluate the pros and cons of commission-based vs. unconditional allowances.7 min - Calculating the Right Amount
Determine an allowance size based on age and the expenses the child will cover.6 min - Consistency and Frequency
Establish a predictable schedule to help kids learn to wait for 'payday'.6 min - Transitioning to Digital Allowances
Move from cash to apps or cards as the child matures towards age 14.7 min
4
Budgeting and Smart Decisions
Teach kids how to categorize expenses and plan for goals.
- Needs vs. Wants: The Essential Split
Distinguish between essential requirements and discretionary desires.7 min - Setting S.M.A.R.T. Saving Goals
Help kids design specific, reachable goals for items they want to buy.7 min - Budgeting for Ages 6-9: Visual Tools
Use simple charts and stickers to track basic spending and saving.6 min - Budgeting for Ages 10-14: The Spreadsheet Intro
Introduce more complex categorization for older children.7 min - Exercise: The Grocery Store Challenge
A practical outing to practice budgeting and price comparison in real life.8 min
5
The Digital World, Debt, and Credit
Navigate complex modern financial topics safely.
- Understanding 'Invisible' Money
Explain how digital transactions work when physical cash isn't seen.7 min - Safety in Online Spending
Teach kids how to avoid scams and manage in-app purchases safely.7 min - What is Debt? (The Borrowing Concept)
Explain the basics of borrowing and the obligation to pay back.6 min - Credit Cards vs. Debit Cards
Clarify the difference between spending your own money and borrowing from a bank.7 min - The 'Bank of Mom and Dad' Interest
Introduce the concept of interest by paying a small percentage on their savings.7 min
6
Monitoring and Long-Term Success
Establish systems for ongoing tracking and communication.
- Setting Up a Simple Tracking System
Choose between paper logs, apps, or spreadsheets for monitoring progress.7 min - The Monthly Family Money Meeting
Create a routine for reviewing goals and spending together.6 min - Conversation Starters for Tough Questions
Scripts for answering 'Are we rich?' or 'Why can't I have that?'.7 min - Learning from Spending Mistakes
How to handle it when a child 'wastes' their money on a bad purchase.6 min - Preparing for Financial Independence
Transitioning the 14-year-old toward managing their own bank account.7 min
The Family Financial Blueprint
Create a comprehensive financial education plan tailored to your child's current age and your family's values.
What you'll get
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Certificate of completion
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Personal AI tutor
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Audio version included
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Lifetime access
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Phone or computer
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14-day refund
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Short & focused
3h 6m of practical content
Certificate of completion
Every course you complete on PickAClass issues a credential like this — original, with its own code, verifiable by URL, and detailed about what was actually demonstrated.
Reviews (3)
The saving jar method and lessons on digital money finally got my ten-year-old thinking about budgeting!
Sempre achei difícil falar de dinheiro com meus filhos sem soar chato, mas esse curso mudou tudo. As estratégias para ensinar a poupar usando potinhos e metas visuais funcionaram super bem com a minha filha de oito anos. O melhor foi a parte sobre finanças digitais, porque hoje em dia eles veem tudo no cartão e não entendem o valor do dinheiro. Agora meu filho mais velho até separa parte da mesada para um objetivo. Recomendo a todos os pais que querem criar filhos responsáveis com o dinheiro.
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Financial Literacy: Practical Personal Finance and Budgeting
Fundamentals of Time Value of Money for Financial Decisions
Investing Essentials: Building a Solid Financial Foundation
Index Fund Basics: Build Wealth with the S&P 500
Frequently asked
What do I need to take this course? +
Just a phone or computer with internet. No installs, no special hardware.
How do I pay? +
By card via Stripe. We don’t store card details — Stripe handles them securely.
Can I get a refund? +
Yes — full refund within 14 days, no questions asked.
How long will I have access? +
Forever. Once you purchase, the course is yours to revisit anytime.
Will I get a certificate? +
Yes. On completion you'll receive a certificate you can add to your LinkedIn profile.
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